Tuesday, November 8, 2011

Mortage Renewals

Are you paying more than 3% on your mortgage

-I can save you money NOW!!!

Potentially with rates staying low till 2013 now is the time to review.....

call me and lets sit down and discuss the possibilities-


Christine Dawson
250 864 8521

Saturday, June 11, 2011

Have you listed your home?

Dear Homeowner



Packing, having a garage sale and filling out change of address cards are common pre-moving tasks. But does your “To Do” list also include talking to a TD Canada Trust Mobile Mortgage Specialist? Whether you are downsizing or upgrading homes, there’s no better time to re-evaluate your home financing situation than at the time of a move, preferably well in advance of your closing date.

If you have an existing mortgage, you should ask yourself a number of questions as you prepare to list your home:

• Does your current mortgage incur a penalty if you sell your home?
• Can you port your existing mortgage to a new property?
• Would it be best to refinance your mortgage now and take advantage of today’s rates?
• Should you book a mortgage rate now to protect against interest rate increases before your closing date?
• Are you getting the mortgage best suited to your long and short term financing goals?
• Are you getting sound advice and a competitive rate?

call me for a free consultation I work 7 days a week and can meet you when it's convenient for your schedule-

Flexible Mortgage Payments-TD Canada Trust

Flexible mortgage features

Flexible mortgage features can help you save money, adapt or manage your mortgage as your needs or your lifestyle change.

NEW Flexible Mortgage Payment Features


Skip a payment
Payment reduction
Payment vacation

https://www.tdcanadatrust.com/mortgages/managing/flexible_mortgage_features.jsp#payment

Call me if you have questions or want to review your current mortgage.....never a better time than a financial check up-Lets see if I can save you money!!!

Tuesday, May 31, 2011

check out the link to this article

http://www.smrmediaroom.ca/TDCanadiansandretirement.html

Learn from RETIREES

Fifty-nine per cent of retired Canadians are largely living the retirement of their dreams

Financial advice retirees wish they received before retiring: save more money (58%), pay off debts before you stop working (28%) and work with a financial professional (25%)

Top advice retirees have for those next in line: take care of your health (72%), take time to understand/prepare for retirement (67%) and pay off all your debts before you stop working (63%)

Thursday, May 5, 2011

New Qualifying Rate for Conventional Mortgages

Dear Readers, Great News! The qualifying rate for clients who choose a variable mortgage or line of credit has now changed, we can now use the 3 Year Posted rate to get you qualified. This is a really great change and I'm pleased to share it with all of you-
The difference at todays rates are 1.14% so this makes it easier to get you approved.

call me and we can discuss the differences-

Sunday, March 13, 2011

Alternate Lending Programs

No need to go anywhere else for your mortage needs-7 days a week, phone consultations and the best possible solutions for you and your family-

Also a big misconception is that I only have access to TD Canada Trust products-I have access to an alternate lender.

The following is accessible-NO need to CALL an outside BROKER!!!!

-stated income
-0 down
-Self Employed Criteria
-Private Lenders
-B LENDING

call me first-Christine Dawson 250-864-8521